Mortgage Broker Wodonga and Albury
A better broker experience.
Loan Street Finance is your destination for home loans, car loans or business loans. Whatever your needs, you'll find we're a team of experienced mortgage and finance brokers based in Wodonga and serving all of Albury Wodonga, passionate about finding the right finance for your future.
Excellent service lives here.
Consider us your Albury Wodonga go-to experts in providing mortgage and asset finance solutions tailored to your stage of life. We take a holistic approach to money, empowering you with the tools and advice you need to make confident decisions.
Our services
Need finance to make it happen? That's what we're here for.
Home loans
Whether you're looking to purchase a new home, refinance, build from scratch, or buy an investment property, we have years of experience. We'll help you every step of the way.
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First Home Loans
Guidance on deposits, grants and schemes for your first purchase.
Explore first home loans -
No Deposit Home Loans
Options for buyers with a small or no cash deposit.
Explore no deposit home loans -
Guarantor Home Loan
Using a family member's equity to help you buy sooner.
Explore guarantor home loans -
Bridging Loans
Buying your next home before you sell the current one.
Explore bridging loans -
Second Home Loans
Adding a property while keeping your first.
Explore second home loans -
Holiday Home Loans
Finance for a getaway on the Murray or in the High Country.
Explore holiday home loans -
Investment Loans
Finance for your first or next investment property.
Explore investment loans -
Trust Loans
Borrowing through a family or unit trust.
Explore trust loans -
Construction Loans
Finance to build a new home, paid in stages.
Explore construction loans
Refinancing
Are you getting the right rate? Regularly reviewing your home loan and overall financial position is the key to creating financial security and achieving your goals. Contact us for a no-obligation meeting.
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Refinance a Loan
Check your rate and features against 30+ lenders.
Explore refinancing -
Changing Home Loan
Switching lenders or products without the paperwork headache.
Explore changing your home loan -
Home Equity Loans
Using the equity in your home for your next goal.
Explore home equity loans -
Renovation Loans
Funding renovations and extensions.
Explore renovation loans -
Debt Recycling
Structuring home and investment debt, alongside your accountant's advice.
Explore debt recycling -
Retirement Mortgage
Lending options for borrowers approaching or in retirement.
Explore retirement mortgages
Business lending and asset finance
When you're ready to buy commercial property, fund business operations, or invest in new equipment, it's important to have people on your team who understand business lending. Talk to us first.
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Business Loans
Funding for operations, growth and equipment.
Explore business loans -
Commercial Property Loans
Buying or refinancing commercial premises.
Explore commercial property loans -
Asset Finance
New or used cars, business equipment, or something fun like boats, jetskis and caravans.
Talk to us about asset finance -
SMSF Loans
Buying commercial premises through your self-managed super fund.
Explore SMSF loans
Mortgage brokers for your profession
OUR DIFFERENCE
A little over dealing with banks? We don’t blame you. At Loan Street, we’ll source and secure loans with the best lender on your behalf.
We’re invested in you.
We’re about long-term relationships. As your partner in finance, we’ll work with you over the course of your loan so we can make sure it’s always the best fit.
For us, it’s personal.
You’ll find we bring a much-needed human side to finance. If you’re not a numbers person, no stress. We’ll break everything down, make it clear, and always keep you in the loop.
Tailored to you
Guess what, there is no one-size-fits-all. We take the time to get to know you and understand your goals – then we tailor a solution to fit.
Next Level Commitment
Everyone promises good service, but for us, it’s the cornerstone of everything we do. We are detail-driven and dedicated. We believe in going above and beyond in every way.
What Border clients say
“We had such a great experience working with Sophie from Loan St Finance. From start to finish, she guided us through every step of the process and made everything feel easy and stress-free. Sophie took the time to understand our needs and found us the best mortgage option to suit our growing family. Her communication, professionalism, and support throughout the entire journey were outstanding. We couldn’t recommend Sophie and Loan St Finance highly enough!”
Jemma Corbett“I had a fantastic experience working with Loan Street Finance for my home loan. They made the entire process incredibly swift, seamless, and stress-free from start to finish. I highly recommend their services to anyone looking for a smooth loan approval!”
Caroline Hillary“Highly recommend loan street finance, we had Sophie working with us,nothing was a bother for her ,Sophie worked hard to get us our dream home,and we got it! Couldn't of done it without you Sophie thank you so much,forever grateful 💖.”
Lauren Shain
ABOUT US
Loan Street is on the pursuit to help people feel good about their finance moves, however big or small.
Loan Street Finance is your local mortgage broker in Albury-Wodonga, backed by years of big-bank experience. Founded by Mortgage Broker Kirsty Twitt in 2024, our team are here to help empower clients with the knowledge, tools and advice they need to make confident financial decisions and achieve their property dreams.
We want you to have access to the best loan options for your needs, and why we take the time to understand your situation. We don’t care about the size of your loan. We only care about making it happen.
We’re fortunate in our role as brokers. From personally guiding first-home buyers to helping experienced buyers refinance or investors grow their investment portfolios, we know how important it is to have someone in your corner to make the right financial decisions.
Loan Street is where you’ll find the help you need. Let’s make it happen.
MEET OUR BROKERS
Hi there, I’m Kirsty
Founder + Mortgage Broker
Kirsty has spent over 18 years helping people achieve their home ownership dreams. Home loans are her specialty—whether it's a first purchase, a next step up, or refinancing to make life easier. She takes the time to understand each situation and provides guidance without jargon or pressure.
Kirsty bought her first home at 20, so she knows what it's like to make those big decisions. She understands the importance of having someone on your side who genuinely cares.
Hello, I’m Sophie
Mortgage Broker
With 12 years in finance, Sophie brings extensive expertise in business and residential lending. Having worked with two leading banks has given her valuable insight into the industry to help clients achieve their goals.
Sophie specialises in Agricultural, Commercial, Equipment Finance, and Home Loans, assisting a wide range of clients from farmers to small business owners. With a focus on personalised service, Sophie ensures every client receives tailored advice to suit their needs.
Both sides of the Murray
Areas we serve across Albury Wodonga
Our office is on Hume Street in Wodonga, a few minutes from Albury, and we work with clients on both sides of the Murray. Buying in Victoria and buying in New South Wales come with different stamp duty rules and first home buyer support, so it helps to have a finance broker who deals with both every day.
Hume Street, Wodonga
Wodonga and North East Victoria
- Wodonga
- West Wodonga
- Baranduda
- Leneva
- Killara
- Bandiana
- Bonegilla
- Ebden
- Huon Creek
- Staghorn Flat
- Barnawartha
- Chiltern
- Kiewa
- Tangambalanga
- Yackandandah
- Beechworth
- Tallangatta
- Rutherglen
Albury and the NSW side
- Albury
- North Albury
- East Albury
- West Albury
- South Albury
- Lavington
- Thurgoona
- Springdale Heights
- Glenroy
- Hamilton Valley
- Lake Albury
- Splitters Creek
- Table Top
- Jindera
- Howlong
- Corowa
Come and see us
Visit our Wodonga office
- Loan Street Finance 4/103 Hume Street, Wodonga VIC 3690
- 02 5024 5202
- hello@loanstreetfinance.com.au
FREQUENTLY ASKED QUESTIONS
Questions? You’ve come to the right place.
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No. We do not charge fees for our service. We are paid by the banks to introduce new applications and to do much of the work that their staff would otherwise do.
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Why choose from one when you can choose from many banks? We work with various banks and lenders to find the best loan package to suit your needs. Loan Street Finance can access over 30 banks (including the big four) and non-bank lenders.
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We sure will. Applying for finance can be frustrating and time-consuming, with seemingly endless hoops to jump through. That’s where we come in. We complete the application process, fill out all the forms, and ensure all the requirements are met. This gives you a much better chance of having your loan approved.
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We won’t forget you after your loan has settled. We are paid an ongoing trailing commission by the lender you choose to be there for you to answer any questions. We can also modify your loan, such as fixing or switching products.
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Yes! We will review your loan each year to ensure it still suits your needs. We will compare it with those on offer from other institutions and negotiate with your current lender for you to see if we can secure you a better rate.
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It’s never too early to speak to us. A good broker will help you establish your borrowing capacity so that you know what is available to you. Therefore, you will be in a better position to hunt for a house or to line up your next investment, saving you a lot of time in the long run.
